Add classics water gas electricity rent

Restore the purchasing power: Let's talk about! This is not all to flush out promotions in stores. Must not be exposed. But how to combat the major enemies of accounts: the debits Worse that a swarm of termites, this army of predators soon made to gaping holes in the solid cash. Of course, in principle, they facilitate the life... Except when they proliferate! According to a parliamentary report, a French family of four averaged manages over 50 different contracts. The figure appears to be staggering. And yet it is quickly reached. Simply add the contracts of insurance: life, death, mutual health, civil liability, the comprehensive housing, that of the car, or even the scooter... Then banks samples: management of current accounts, payments of a consumer credit, power of ELP, booklets, of PEA. Add classics: water, gas, electricity, rent. Without forgetting the sweets of the invoice: telephone operators, providers of Internet and pay television, credit cards provided by large distribution, subscriptions to the gym classrooms, all kinds of journals or mail-order clubs. The time soon arrives where happens over a working day without the Agency Vienna collect his due. The purpose of months become difficult, especially the... last 30 days!

An effective way to leave the head of the water is cleaning among all providers of services. To stem the damage, there are many Chatel Law. It was passed in 2005 when the proponent of the text was not yet Secretary of State for consumption. Its main provisions including tackle the most questionable aspect of the system: tacit renewal.

Businesses and organizations now must notify their customers of the deadline next of their contracts. But, generally, customers find themselves with a heartbeat of 15 days to make their decision. Renew, negotiate tariff, terminate the contract and find a supplier of replacement in the wake The period is sometimes short to complete all of these steps.

Reminder

Therefore, help yourself by installing its own alarm. With this observation, two friends imagined a reminder on the Internet. They named it "panCzy." One is the Director administrative and financial, the other is an insurance agent. With a circle of friends, they imagined a portal where the user list of its tacit old-timers contracts. It indicates the maturity date and the length of the notice period. That is, explains Didier Berl, one of the two founding fathers, "the period expressed in months during which you can do anything, if it is wait until the following year and risk to forget again!" For 10 euros per year, the client receives reminder emails about twenty of its contracts (for 24 euros, it will benefit from the same service for 50 contracts). A month before the date limit where it can no longer terminate, he will receive a refresh memory. Of course, the site cannot guess contracts instead of the client. The most beautiful girl in the world cannot give what she has! It was to recover all receipts and other forms before introducing data in its computer. But after this effort, the wishing to terminate individual will receive a form letter to send to recommended. Is it necessary to specify that the subscription to this site is not tacitly renewable